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Important: The requirements for students requesting to waive PSIP for the 09-10 academic year have changed. Alternative coverage must meet the following minimum standards:
- Alternate plans must be provided by a company licensed to do business in the United States, with a U.S. claims payment office and a U. S.phone number
- Alternate plans do not exclude coverage for pre-existing conditions (or have been in effect long enough that any waiting period has passed)
- Alternate plans must provide coverage for both in-patient and out-patient medical care in the Philadelphia area , including specialist office visits and diagnostic testing. Emergency or Urgent only care is not sufficient
- Alternate plans must provide coverage for both in-patient and out-patient mental health care in the Philadelphia area . Emergency or Urgent only care is not sufficient
- Alternate plans must offer a lifetime maximum benefit of at least$500,000 in coverage
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