Penn Student Insurance Plan (PSIP)

Offered Through Aetna Student Health and meets Penn's Insurance Requirement

  • For students in graduate and professional programs, the cost of the health insurance plan is already incorporated into the cost-of-attendance budget used for purposes of financial aid and student loan eligibility.
  • For undergraduates, the Federal Direct Loan Program and Parent Loan Program (PLUS) are available to help meet this expense, as long as the student has completed a FAFSA.  In some cases, depending on the individual student's level of financial need, grant assistance may be available to aided students.  If you have any questions, contact Student Financial Services

Premium Rates for Academic Year 2013-2014

Single student coverage:

Effective Dates*


8/15/13 - 7/31/14


1/1/14 - 7/31/14


5/1/14 - 7/31/14

Premium Rates** $2,774 $1,677 $730

* This is a 50 week plan due to the transistion to an earlier PSIP start date for academic year 14-15.

** Please note: the Clinical Fee charge is no longer included is this charge and will appear as a separate charge on your student account.

Coverage for summer 2013

Graduate/professional students starting University programs in July 2013 or August 2013 may enroll in the 12-13 plan at a prorated premium. Please contact the Student Health Insurance office at 215-746-3535, option 3 for more information. Applications will be available on June 1 2013 at or by calling the Insurance Office at 215 746 3535 option #3.

Please make sure that you update your local address in Penn in Touch as this is where your insurance card will be mailed.

 The rates and coverage periods are:

July 1, 2013 - August 14, 2013 (premium: $427)
August 1, 2013 – August 14, 2013 (premium: $155)

Note: If you are in a program that is paying for your insurance, please check with your school to make certain they will cover the entire amount.

Dental Coverage

For academic year 13-14 students may voluntary enroll themselves and their dependents in the Penn Faculty Practice Student Dental Plan. The Aetna PPO Dental plan will no longer be available. Please go to for details. Open Enrollment begins on July1. 

SHIAC (Student Health Insurance Advisory Committee)

The Provost of the University of Pennsylvania sponsors a Student Health Insurance Advisory Committee (SHIAC) with cross-University representation and health insurance expertise. Building on the initial work of SHIAC, the Committee is to continue to advise the Provost and the President on matters pertaining to the provision of health insurance for the students of the University. SHIAC will serve as a forum for discussing issues relevant to the provision of the best possible health insurance plan(s) to meet the needs of the students and the University. SHIAC will review the University's Student Health Insurance Plan and advise on the complex issues and concerns related to the administration of the Plan. SHIAC will set in place an ongoing review mechanism for
the performance of the existing Plan. SHIAC will monitor the existing insurance Plan and make recommendations for renewal or change of Plan design. SHIAC will develop a mechanism for soliciting bids from vendors as appropriate. SHIAC will discuss ongoing issues pertaining to health insurance, monitoring the changing marketplace of health insurance provision and managed care, and making recommendations as opportunities are identified.